WE UNDERSTAND ABOUT BEING UNINSURABLE AND AFRAID.  CALL US, OR READ ON.
STOP DOING NOTHING.  PROTECT YOURSELF!
YOU MAY CLICK BELOW FOR AN INSTANT QUOTE ON A GUARANTEED ISSUE PRODUCT WITH MANY CHOICES OF PLAN DESIGN.  WE
SUGGEST THAT YOU ALSO READ THE INFORMATION AND FILL IN THE BOXES AT THE BOTTOM OF THIS PAGE TO GET AN ADDITIONAL
QUOTE ON ANOTHER PRODUCT.  BOTH INCLUDE DR. VISITS, HOSPITAL, AND  EVEN ACCIDENT DISABILITY UP TO $10,000.  WE HIGHLY
RECOMMEND THAT YOU CLICK RIGHT BELOW FIRST.  WE WILL CALL YOU ABOUT BOTH QUOTES IF YOU FILL OUT THE FORM AT PG
BOTTOM.
WONDERFUL PRODUCT, CLICK BELOW
FILL OUT AND SUBMIT FORM AT BOTTOM FOR A QUOTE
ARE YOU UNINSURABLE AND WHAT DOES THAT REALLY MEAN
WE HAVE SEVERAL WONDERFUL PLANS ALL GUARANTEED ISSUE
PLEASE READ AND FILL OUT SHORT FORM AT BOTTOM
HEALTH INSURANCE, LIFE INSURANCE, LONG TERM CARE, AND DISABILITY INSURANCE ARE, LIKE MOST INSURANCES
GRANTED, OR DECLINED BASED ON "RISK".  AS YOU MAY ALREADY KNOW, MANY MEDICAL CONDITIONS OR HISTORY OF
THESE CONDITIONS MAY PUT YOU INTO AN "UNINSURABLE CATEGORY.  THIS MEANS THAT YOU HAVE BEEN UNABLE TO
BUY REGULAR INSURANCE THAT IS BASED ON HEALTH ISSUES.  THIS IS A FRUSTRATING SITUATION FOR THOSE OF US
WHO ARE WILLING BUT UNABLE TO OBTAIN COVERAGE.  WHAT CAN WE DO ABOUT THIS ?

FIRST OF ALL WE HAVE TO ADMIT THE LIMITATIONS.  DIABETES IS NOT GOING TO QUALIFY US FOR A REGULAR
NON-GROUP HEALTH INSURANCE POLICY.  OTHER DISQUALIFYING DISORDERS, CONDITIONS, AND DISEASES INCLUDE
HEART PROBLEMS, CANCER, EPILEPSY, HEPITiTIS, AND MANY OTHERS.  IN FACT, SOMETIMES JUST A COMBINATION OF 3
OR MORE FAR LESS SERIOUS PROBLEMS MAY RESULT IN BEING DECLINED.  MOST INSURERS WILL WAIVER (NOT COVER)
CERTAIN CONDITIONS, WHILE STILL OFFERING A POLICY, AND COVERING ALL OTHER EVENTUALITIES.  HOWEVER, LET'S
SEE WHAT HAPPENS WHEN WE COMBINE SOME LESS SERIOUS CONDITIONS LIKE OSTEOARTHRITIS, BACK OR JOINT
CONDITION, AND ENDOMETRIOSIS.  INSURERS WILL RARELY OFFER A POLICY WHEREIN 3 CONDITIONS ARE WAIVERED.  IF
ANY 4TH CONDITION EXISTS, A DECLINE IS IMMINENT.  HOWEVER, MY ADVICE TO CLIENTS IS "IF YOU HAVE ONE OR MORE
WAIVERS ON PRE-EXISTING CONDITIONS AND ARE STILL OFFERED A POLICY, TAKE IT!  NO MATTER WHAT YOUR CURRENT
AGE, YOU WILL NEED HEALTH INSURANCE TO AGE 65 WHEN YOU GO ON MEDICARE.  AT LEAST YOU WILL BE COVERED
FOR THE PROBLEMS THAT COME IN THE FUTURE, EVEN WHILE NOT COVERED FOR THOSE ALREADY IN PLACE.  FOR
THOSE OF YOU WITH SERIOUS PROBLEMS RESULTING IN REGULAR PLAN "DECLINE, WE CAN HELP.


IF YOU ARE UNINSURABLE FOR A "REGULAR PLAN" YOU CAN STILL BE COVERED
THROUGH A DIFFERENT PLAN CONCEPT.
$$$ RATES FOR THESE PLANS ARE FAR BELOW REGULAR PLANS $$$

THERE ARE "INDEMNITY PLANS" AVAILABLE FOR YOU ALTHOUGH THEY USUALLY COME WITH SPECIAL ELIGIBILITY
RULES.  BELOW, YOU WILL FIND AN INFORMATIVE LIST THAT WILL HELP YOU DECIDE:  THE PLAN SHOWN BELOW IS PLAN
#2 BUT WE HAVE SEVERAL CHOICES.  
    1.  FIRST, YOU MUST BE EMPLOYED AT LEAST 27 HOURS PER WEEK.
    2.  YOU MUST NOT BE IN RENAL FAILURE.
    3.  YOU WILL HAVE A 12 MONTH WAITING PERIOD FOR CONDITIONS, TREATMENTS, DISORDERS AND  
    DISEASES ALREADY IN YOUR HISTORY, OR FOR WHICH YOU TAKE ANY PRESCRIPTION MEDICATIONS.
    4.  THESE PLANS ARE CALLED "INDEMNITY" PLANS.  THAT MEANS THAT EACH BENEFIT IS LIMITED TO A
    SPECIFIC AMOUNT OF DOLLAR COVERAGE.  DEPENDING ON WHICH PLAN SELECTED, A HOSPITAL STAY
    WOULD PAY X NUMBER OF DOLLARS PER DAY.
    5.  YOU MAY RECEIVE A SPECIFIC NUMBER OF PHYSICIAN OFFICE VISITS PER YEAR, PAID AT A SPECIFIC
    DOLLAR AMOUNT.  
    6.  MANY OTHER BENEFITS ARE INCLUDED IN THESE PLANS, WHICH ARE ACTUALLY "INSURANCE", AND
    NOT JUST "DISCOUNT" PLANS.
    7.  THESE PLANS ARE USUALLY SOLD BY AN "ASSOCIATION".  THE ASSOCIATION ALSO INCLUDES BENEFITS
    WITH YOUR MEMBERSHIP.  ASSOCIATION BENEFITS ARE USUALLY DISCOUNT PROGRAMS FOR DENTAL,
    VISION, AND OTHER SPECIAL BENEFITS, WHICH ARE NOT INSURANCE.  
    8.  THE "INSURANCE" PLAN DOES NOT INSIST THAT YOU USE PHYSICIANS AND HOSPITALS ON A LIST.  
    HOWEVER, YOUR OUT OF POCKET, AFTER USING UP YOUR BENEFITS WILL BE HUGELY REDUCED BY
    USING THE "PREFERRED PROVIDER LIST".
IF YOU ARE UNINSURABLE, REALISTIC, AND PLANNING
FOR THE FUTURE, YOU SHOULD CALL US.
WE WOULD LIKE TO HELP YOU
FILL OUT THE FORM BELOW  AND CLICK
SUBMIT.  WE WILL EMAIL A QUOTE OR
CALL YOU IF YOU WISH.
TOBACCO YES/NO
FIRST & LAST NAME
MALE OR FEMALE
AREACODE & PHONE
DATE OF BIRTH
EMAIL ADDRESS
ZIPCODE
COUNTY
MUST BE FLORIDA
PLEASE GIVE A BRIEF EXPLANATION OF WHY YOU FEEL YOU ARE
UNINSURABLE IN THE BOX BELOW I.E.(DIABETIC, HEART, WEIGHT, CANCER)
THE MALONE INSURANCE AGENCY
THE MALONE AGENCY
1-800-239-7553
THE MALONE INSURANCE AGENCY
IF YOU DO NOT WISH TO FILL OUT A QUOTE
REQUEST
CALL US AT
1-800-239-1515